Cash

[Jon]

It alway surprises me that people still use £50 notes especially as shops and business have to check them before they can accept it and many businesses and machines don't take them at all.

I hope that they raise the contactless limit as £30 is a bit limiting at times.

[Backdrifter]

Apr 17, 2019 14:33:59 GMT daisy24601 said:

In Edinburgh you have to have the exact change for the bus, such a pain. Having a card does make it easier but I always wonder how many visitors to London are caught out by this.

Omg have you ever used the ones in Poundland? They have an Elvis impersonator talking to you with random phrases like "Elvis has left the building, please take your shopping". The staff in there must be losing their minds.

Yes, those sodding Edinburgh buses and their exact-change-only nonsense, where you have to let your coins drop into that mini rubbish chute thing. Even way up here in little old Inverness they'll give change but have card readers too.

The Poundland self-checkouts sound horrendous. Nothing especially against EP but the general notion of machines being whacky in some way. The Virgin trains chatty toilets were bad enough.

[Deleted]

Apr 17, 2019 13:25:34 GMT @baemax said:

Oh my goodness, if a cashless society means we'll never again have to tolerate gentlemen of a certain age rattling their change in their pockets while they speak to you, then I'll be first to sign the petition against coins.

Seconded. Can we get a third?

Honestly my Father was a change rattler (and key jangler) and what I’d give never to have a bloke do that at me again.

[Deleted]

Apr 17, 2019 15:05:06 GMT Jon said:

It alway surprises me that people still use £50 notes especially as shops and business have to check them before they can accept it and many businesses and machines don't take them at all.

I hope that they raise the contactless limit as £30 is a bit limiting at times.

Someone paid me with a £50 in work at the weekend and it took me so much by surprise.

Similarly in my job little comes in at under £30 but contactless would be way easier above that

[distantcousin]

Apr 17, 2019 9:35:47 GMT @hitster said:

Apr 16, 2019 22:01:32 GMT distantcousin said:

I would not pay by card for anything less than £5 - utterly ridiculous.

Fully agree, a real annoyance when someone pulls out a card to pay for a couple of small items but contactless payments have made this quicker.

I also got fed up with having bank statements longer than my arm because of every last transaction. Couldn't see the wood for the trees.

[Phantom of London]

Apr 17, 2019 15:05:06 GMT Jon said:

It alway surprises me that people still use £50 notes especially as shops and business have to check them before they can accept it and many businesses and machines don't take them at all.

I hope that they raise the contactless limit as £30 is a bit limiting at times.

I was in Thomas Exchange in London Bridge, buying my Euros today.

A Middle East Family we’re in front of me and and exchanged €5000 to sterling, which the cashier gave mostly in £50 with the caveat that they would struggle to spend their £50 notes especially in smaller shops.

[Phantom of London]

Timewise contactless is quicker than cash, so doesn’t matter on value. However my rub is that when you look at your bank statement and you have so many frivolous small contactless it makes it hard to find your bigger transactions, so would be nice to have a filter where you can take these out temporarily.

Also contactless crime is under reported where people have their pockets skimmed, so I would urge you to get a free protective shield wallet from your bank. Metro were happy to give these out free to non-customer, excellent advertising for them. Also stops card clashes with your Oyster.

[Backdrifter]

Apr 17, 2019 15:51:14 GMT @emicardiff said:

Honestly my Father was a change rattler (and key jangler) and what I’d give never to have a bloke do that at me again.

The image that's planted in my head...

[lou105]

M and S are ahead of you there, Monkey. They're sponsoring BGT and have voices on their self service tills. Ant accepted my Sparks card the other day, and I'm told Amanda Holden does a very nice Do you need help?

[Phantom of London]

The first supermarket, well local Sainsbury has now opened without tills, So is virtually cashless, oh unless you want to queue at customer services (life is too short.)

www.bbc.co.uk/news/av/business-48098350/a-supermarket-is-being-piloted-which-has-no-tills

www.theguardian.com/business/2019/apr/29/ringing-changes-uks-first-till-free-grocery-shop-opens-in-london

Yet another small step towards a cashless society.

[Dawnstar]

I'd actually thought about popping in there on my way to the tube post-theatre last week. Glad I decided I didn't have time. I have no idea how you'd pay for anything via an app.

[kimbahorel]

I thought it was the one oppersite Holborn station and I thought [bleep] I shop in there some times for food. But I think its the one near Chancery Lane Station. I believe (don't quote me) the Sainsburys London HO. Which If I ever cover one of my stores is the local food place so now I have to cross a busy street for food on a 30 min break. As far as I remember they pretty much had only 1 till anyway all the rest was self service and I think just card at that (its been a while). But if they say they have one till any way and they expect people to be paying with an app then the queue wont be long. I would love to be there on a stock take audit after the trial 😂😂

[49thand8th]

In related news: gothamist.com/2019/04/26/sweetgreen_cash_less.php

Perhaps unsurprisingly, there’s a direct correlation between New York City’s poorest neighborhoods and areas with the least amount of bank branches. “Cashless institutions encourage a FinTech Jim Crow by restricting the places where people of color can shop, eat, and receive basic services,” said Edgard Laborde, deputy political director of the Retail Wholesale Department Store Union (RWDSU), in a statement at the New York City Council hearing on February 14.

[basdfg]

Apr 30, 2019 18:31:26 GMT Phantom of London said:

The first supermarket, well local Sainsbury has now opened without tills, So is virtually cashless, oh unless you want to queue at customer services (life is too short.)

www.bbc.co.uk/news/av/business-48098350/a-supermarket-is-being-piloted-which-has-no-tills

www.theguardian.com/business/2019/apr/29/ringing-changes-uks-first-till-free-grocery-shop-opens-in-london

Yet another small step towards a cashless society.

And in September 2019 they started re-accepting cash due to not everyone being ready for it.

[talkingheads]

I have a feeling we will be a cashless society much quicker than we thought. I have no problem with it and I certainly don't want to be handling coins for the forseeable future. It will take some adapting but it will happen in the next few years.

My guess is the Government would have to give at least a year's notice so we could all prepare.

[Someone in a tree]

In Feb of this year I was mugged and my cards took a week to come. Thankfully I borrowed spare credit cards from a neighbour and my partner - but not everyone can do that. Yet I am in favour of generally going cashless. It's cleaner and safer.

[basdfg]

Jun 27, 2020 15:04:31 GMT talkingheads said:

I have a feeling we will be a cashless society much quicker than we thought. I have no problem with it and I certainly don't want to be handling coins for the forseeable future. It will take some adapting but it will happen in the next few years.

My guess is the Government would have to give at least a year's notice so we could all prepare.

Going by how busy banks were during the lockdown it will quite a few years

A years notice is fantasyland - there are over a million people without a bank account plus many more with one but who never use their cards.

[talkingheads]

Also card readers are becoming much cheaper, I saw buskers using them in London so small businesses could do the same

My local bakery still only takes cash and it really boggles the mind especially at the moment, handling food.

[basdfg]

Jun 27, 2020 15:16:15 GMT talkingheads said:

Also card readers are becoming much cheaper, I saw buskers using them in London so small businesses could do the same

My local bakery still only takes cash and it really boggles the mind especially at the moment, handling food.

Not sure everyone would trust a busker with a card reader.

[Jon]

I wouldn't be surprised if we see things like WeChat Pay and AliPay where you can pay via QR codes for businesses and individuals.

Many countries are heading towards a cashless society, Sweden is one example where cash transaction have fallen by 80% in the last ten years. You cannot stop progress just to appease the minority.

[basdfg]

Jun 27, 2020 15:43:45 GMT Jon said:

I wouldn't be surprised if we see things like WeChat Pay and AliPay where you can pay via QR codes for businesses and individuals.

Many countries are heading towards a cashless society, Sweden is one example where cash transaction have fallen by 80% in the last ten years. You cannot stop progress just to appease the minority.

I think it is slowing down there now - certainly plenty of cash being used in the shops on Thursday.

[dontdreamit]

I booked an appointment for my two kids to get their haircut the week that it all opens. I normally pay cash and asked what they’d like- cash or card- and they still prefer cash.

[joem]

I'm not in favour of cashless although I don't use it that much. It is increasingly difficult to open bank accounts and there is increasing fraud with cards, especially on the net.

Neither am I in favour of any dogmatism which seeks to force others to change their lifestyles to suit someone else. Live and let live.

[sf]

Jun 27, 2020 19:46:21 GMT joem said:

I'm not in favour of cashless although I don't use it that much. It is increasingly difficult to open bank accounts and there is increasing fraud with cards, especially on the net.

Neither am I in favour of any dogmatism which seeks to force others to change their lifestyles to suit someone else. Live and let live.

Are you in favour of taking reasonable precautions to help the people around you keep themselves safe in the face of a global pandemic?

This isn't about forcing people to do anything in particular. It's about asking people - for a limited time - to put others ahead of themselves and do a few small things differently. It's not about "dogmatism", it's about showing respect for other people.

[Phantom of London]

Jun 27, 2020 15:11:50 GMT Someone in a tree said:

In Feb of this year I was mugged and my cards took a week to come. Thankfully I borrowed spare credit cards from a neighbour and my partner - but not everyone can do that. Yet I am in favour of generally going cashless. It's cleaner and safer.

Sorry to hear you were mugged, hope you are alright and must have been a horrible experience for you.

Jun 27, 2020 19:11:25 GMT dontdreamit said:

I booked an appointment for my two kids to get their haircut the week that it all opens. I normally pay cash and asked what they’d like- cash or card- and they still prefer cash.

No doubt want cash for one reason only and that is to pay less tax, on the little tax they pay anyway.

Jun 27, 2020 19:46:21 GMT joem said:

I'm not in favour of cashless although I don't use it that much. It is increasingly difficult to open bank accounts and there is increasing fraud with cards, especially on the net.

Neither am I in favour of any dogmatism which seeks to force others to change their lifestyles to suit someone else. Live and let live.

But you don’t to the best of my knowledge get fraud in shops with card readers. People need to be careful when doing transactions on line, fraud on-line is 100% preventable.

When I go out on my bike, I don’t even bother carrying my wallet now, just carry my phone and use that, less chance of losing phone.